The short version
- There is no account, no sign-in, no analytics and no tracking.
- We do not receive your bills, and we have no way to read them.
- Your bills stay on your devices and in your own iCloud.
- The unlock and the 30-day trial go through Apple; we never see payment details.
What we collect
Nothing. Know Your Bills has no servers that store your information, no login, no advertising identifiers, and no analytics or crash-reporting service. We do not build a profile of you, because we never receive anything to build one from. Renewal reminders are scheduled on your iPhone and never pass through us.
Where your bills live
On your devices, and in your own iCloud account. The app backs your bill list up to Apple’s iCloud so that a lost or replaced phone can recover it — that backup sits in your personal iCloud storage, under your Apple Account, and we cannot read it. Neither we nor anyone else can retrieve your bills from us, because we never hold them.
With the unlock, or during the 30-day trial, you can also export a backup file yourself from within the app — a plain JSON or CSV file you control entirely.
Purchases
The optional unlock is bought through Apple’s App Store. Apple handles the payment; we never receive your card details, your name or your Apple Account. The app only learns whether the unlock is owned, which it checks with Apple on your device.
The 30-day trial works the same way: it is a free item from the App Store, so Apple records when you started it. The app also keeps that date in your device’s Keychain, so the trial shows correctly the moment the app opens and is not repeated after a reinstall. The date never leaves your device, and nothing is ever charged when the trial ends.
The two things the app fetches
Know Your Bills downloads two small files. One is the list of help and support resources shown in the app, so that list stays current without needing an app update. The other says which of the app’s two designs, Classic or New, to show until you choose one yourself in Settings; once you choose, your choice always wins and this file no longer changes it. Each request asks for a file and nothing more: it carries no identifier, no bill data, and nothing about you. Both are served from this same domain.
Links out of the app
The app lists third-party organisations, including free and independent UK advice services. Following one of those links takes you to that organisation’s own website, governed by their privacy policy rather than this one. Listing them is not an endorsement, and the app is not financial advice.
Some links elsewhere in the app are marked with an asterisk, meaning we may earn a commission if you use them. That never affects what is listed or the order it appears in. The Getting help category never contains a paid or commission-earning link — free advice services are never marked and are never paid for placement.
Deleting your data
Deleting a bill in the app removes it from your iPhone and from the iCloud copy. Deleting the app removes what is stored on that iPhone, but your iCloud copy stays, so reinstalling brings your bills back; to remove everything, delete your bills in the app first, then delete the app. The trial’s start date in the Keychain holds nothing about you, and stays on the device so a reinstall can’t restart the trial.
Children
Know Your Bills is a general-purpose budgeting tool and is not directed at children. It collects nothing from anyone, of any age.
Changes to this policy
If the app ever starts doing something this page does not describe, this page changes first. The date at the top tells you when it was last revised.
Contact
Questions about privacy, or anything else: hello@knowyourbills.co.uk.